Peace of mind today. Protection for your loved ones tomorrow.

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Homeowner's Insurance

Protect your home and everything in it with our comprehensive home insurance plans.

Auto Insurance

Stay safe on the road with reliable auto insurance coverage tailored to your needs.

Employee Benefits

Group Medical, Disability, Life Insurance and more!

Report A Claim

If a loss occurs, please follow the steps highlighted in this guide.

Michigan Insurance Agency News

Life Insurance 101: Protecting What Matters Most

Life moves quickly. One day you’re planning for the future, and the next you’re navigating unexpected challenges. While we can’t always predict what’s ahead, we can prepare for it. That’s where life insurance comes in.

When You’ve Been Burned Before, Choosing the Right Insurance Agent Matters Even More

Tyler, our Vice President here at Top O' Michigan, shares his experience about his recent renovation and parallel between contractors and insurance brokers: it's about WHO you choose for the job.

Testimonials

Affordable rates for surety bonds including Bid, Performance and Payment Bonds, Contract Bonds, and more!

Surety Bonds

Customer service is what brought us back to TOMIA and that's what keeps us!

Bradley M. - Customer since 2001

My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

Julie H. - Customer since 2001