Verify Your Contact Information & Win Cash!

Verify your information by July 1, 2025 for a chance to win $100 in our Early Bird drawing! Plus, you'll be entered into our main drawing to win the grand prize of $250 on August 1, 2025.

Verify Now

Homeowner's Insurance

Protect your home and everything in it with our comprehensive home insurance plans.

Auto Insurance

Stay safe on the road with reliable auto insurance coverage tailored to your needs.

Employee Benefits

Group Medical, Disability, Life Insurance and more!

Report A Claim

If a loss occurs, please follow the steps highlighted in this guide.

Michigan Insurance Agency News

How Cyber Insurance Saved a Michigan Business from a $27,000 Loss

The Importance of Cyber Insurance for Small Businesses: A Real-Life Example

Cybercrime is on the rise, and small businesses are particularly vulnerable. When a rural broadband provider in Michigan fell victim to a sophisticated email scam, they lost over $27,000. But thanks to their proactive investment in cyber insurance, they were able to recover quickly. Cyber insurance can protect your business from the financial fallout of a cyber attack. Here's their story:

From Overpaying to Savings: How We Transformed a Client's Insurance Program

Backstory

Testimonials

Affordable rates for surety bonds including Bid, Performance and Payment Bonds, Contract Bonds, and more!

Surety Bonds

Customer service is what brought us back to TOMIA and that's what keeps us!

Bradley M. - Customer since 2001

My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

Julie H. - Customer since 2001