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Homeowner's Insurance

Protect your home and everything in it with our comprehensive home insurance plans.

Auto Insurance

Stay safe on the road with reliable auto insurance coverage tailored to your needs.

Employee Benefits

Group Medical, Disability, Life Insurance and more!

Report A Claim

If a loss occurs, please follow the steps highlighted in this guide.

Michigan Insurance Agency News

What Is Builders Risk Insurance & Do I Really Need It?

Everything You Need to Know Before Starting Your Construction Project

Case Study: Insuring a Startup Dream — Launching a Hotel, Restaurant, and Event Venue Client Profile

Business Type: Hotel, restaurant, and national tournament venue
Size: 101-room franchised hotel with 6,600 sq. ft. of event space
Scope: Food and alcohol service, banquet facility, and live entertainment
Projected Revenue: $2 million/year
Experience: Ownership team with 25+ years in hospitality and event operations

Testimonials

Affordable rates for surety bonds including Bid, Performance and Payment Bonds, Contract Bonds, and more!

Surety Bonds

Customer service is what brought us back to TOMIA and that's what keeps us!

Bradley M. - Customer since 2001

My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

Julie H. - Customer since 2001