Who We Are

Top O' Michigan Insurance Solutions is a third generation insurance agency that was founded in 1974 with the goal of helping individuals, families, and businesses throughout Michigan protect what matters most. With multiple locations throughout Northern Michigan and 24/7 client access, we continue to serve thousands of clients throughout the Great Lakes States.

At Top O’ Michigan Insurance Solutions, we pride ourselves on using our skills to provide clients with competitive pricing, stability and understanding, and peace of mind. With eight locations throughout Michigan and 24/7 client access, our team is your 'expert buyer' of insurance for home, auto, farm, boat, motorcycle, business owners, workers compensation, bonds, life and health, employee benefits and more.

Our Mission

We will provide unparalleled and caring service to our clients through our knowledgeable staff and give back to our employees, agency, industry and our communities. Part of our mission is to give back to the Michigan communities we serve. This is something we take action on through We Care. National Resources, Locally Sourced.

When it comes to insurance, it helps to work with an agency that has both the experience and capabilities to meet your needs. As a locally owned independent insurance agency, our goal is to be the solution provider or choice in our communities. We will help you manage and plan for your potential risks. As professionals, we assess your needs and offer you a variety of insurance products to choose from. Service, whether it is in response to an insurance claim or general question, is the most important value we offer you.

We work hard to build a trusted relationship with our customers. We strive to make you feel both comfortable with and confident in our abilities by acting as your consultant. We want you to have the confidence in us that your parents may have had and that your children will have. We are an organization dedicated to our customers. We seek out the best companies that offer the appropriate coverages at a fair price.