September,
2024
Posted:
in
Commercial Insurance
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Construction
,
Contractors
,
Insurance
,
Loss Control
,
Michigan
,
Renters Insurance
,
Risk Management
,
Surety Bonds
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Workers Compensation
1 month, 3 weeks
ago
As a contractor, securing bonds for large projects can be a significant challenge, especially for younger companies. Recently, we encountered a situation where a client needed a $1.5 million bond but was declined by standard surety underwriters due to their financial position. Ultimately, we were able to secure the Bid Bond with a path to their Performance/Payment Bond should they ...
Posted:
1 month, 3 weeks
ago
We've Updated Our Email Address!
To better serve you, Top O' Michigan Insurance and Spire Insurance Solutions have streamlined our communication. Please make sure to add "The Spire Team" to your safe sender list to continue receiving important updates and personalized service. Rest assured, Top O' Michigan remains a family-owned agency, and we're here to answer any questions you may have.
If you have any further questions, feel free to use our live chat feature during business hours, or reach out to our new email at Service@TheSpireTeam.com
Posted:
1 month, 3 weeks
ago
It seems just about every new business owner that we've worked with is in a bind with the 1 (or more) of the same 4 problems.
In today's turbulent business environment, insurance has become a major pain point for many companies. As someone deeply entrenched in the industry, I've noticed a recurring pattern of challenges that seem to plague business ...
Tags:
- insurance
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- business
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- business owner
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- customer service
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- Best Insurance
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- insurance for business
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- general liability
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- workers compensation
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- claims
,
- service
,
- client
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- michigan
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- traverse city
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- alpena
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- petoskey
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- gaylord
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- marquette
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- Grayling
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- contractor
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- construction
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- manufacturing
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- retail
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- store
,
- brewery
Posted:
in
Commercial Insurance
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Disability Insurance, Financial, Medical, Health
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Health Insurance
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Insurance
,
Operations
,
Risk Management
,
Small Business
2 months
ago
In the world of retail, Costco stands out as a beacon of success, known for its unique business model that prioritizes customer value and loyalty. As an independent insurance agency, Top O' Michigan Insurance Solutions shares many of Costco's winning strategies (even down to the hot dogs). Now, I'm not claiming to be Costco but let's explore how we apply ...
Tags:
- insurance
,
- costco
,
- community
,
- michigan
,
- traverse city
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- alpena
,
- gaylord
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- petoskey
,
- marquette
,
- Grayling
,
- oscoda
,
- Escanaba
,
- local
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- client service
,
- retention
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- business
,
- personal insurance
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- health insurance
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- group benefits
Posted:
in
Hotels
,
Insurance
,
Loss Control
,
Michigan
,
Risk Management
,
Small Business
,
Workers Compensation
2 months, 1 week
ago
Facing rejection from insurers? Discover how savvy hoteliers are finding coverage in a market where "uninsurable" is becoming the norm.
In today's volatile market, many hoteliers are facing a nightmare scenario: insurance companies are increasingly reluctant to provide coverage, leaving properties vulnerable and owners scrambling. If you're hearing "no" more often than "yes" from insurers, you're not alone. Here's how ...
Tags:
- hotel
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- insurance
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- business
,
- hotels
,
- Motels
,
- hospitality
,
- checklist
,
- insurability
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- crisis
,
- business owners
,
- cheap insurance
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- best hotel insurance
,
- best motel insurance
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- traverse city
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- gaylord
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- alpena
,
- petoskey
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- grand rapids
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- lansing
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- detroit
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- tawas
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- west branch
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- mackinaw city
,
- Mackinac
,
- marquette
Posted:
2 months, 1 week
ago
The Critical Importance of Buy/Sell Agreements for Business Owners: Lessons from a Landmark Supreme Court Ruling
As we observe Life Insurance Awareness Month this September, it's crucial to highlight the significance of Buy/Sell Agreements funded with life insurance for business owners. Before we delve into a recent Supreme Court ruling that has brought renewed attention to this topic, let's explore ...
Tags:
- insurance
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- business
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- small business
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- entrepreneur
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- life insurance
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- government
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- buysell
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- agreement
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- supreme court
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- planning
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- professional review
