Insurance
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Claims
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Commercial Insurance
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Construction
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Insurance
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Loss Control
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Operations
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Risk Management
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Small Business
1 month, 1 week
ago
Choosing the right insurance broker can feel daunting, but it doesn't have to be. If you're unsure what to ask when vetting potential agents, you're not alone. This guide will walk you through key questions you should consider to ensure you're getting the best service for your unique needs.
Tags:
- insurance
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- michigan
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- business
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- alpena
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- hillman
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- gaylord
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- traverse city
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- petoskey
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- detroit
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- Grayling
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- cheap insurance
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- agent
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- Best Insurance
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- checklist
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- insurance claims
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- best insurance agent
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- find an agent
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- kalamazoo
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- mt pleasant
Posted:
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Commercial Insurance
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Insurance
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Michigan
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Risk Management
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Small Business
1 month, 1 week
ago
Each year, our Top O’ Michigan team works with thousands of individuals and businesses throughout Michigan with respect to their insurance coverage. We are often asked who some of the other insurance agencies are in the area.
Tags:
- Best Insurance
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- michigan
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- traverse city
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- cheap
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- Value
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- Best
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- insurance
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- agent
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- Suttons Bay
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- Cadillac
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- business
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- personal
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- Home
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- auto
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- family
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- life insurance
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Commercial Insurance
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Construction
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Contractors
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Insurance
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Loss Control
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Michigan
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Renters Insurance
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Risk Management
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Surety Bonds
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Workers Compensation
1 month, 3 weeks
ago
As a contractor, securing bonds for large projects can be a significant challenge, especially for younger companies. Recently, we encountered a situation where a client needed a $1.5 million bond but was declined by standard surety underwriters due to their financial position. Ultimately, we were able to secure the Bid Bond with a path to their Performance/Payment Bond should they ...
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Commercial Insurance
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Disability Insurance, Financial, Medical, Health
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Health Insurance
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Insurance
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Operations
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Risk Management
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Small Business
2 months
ago
In the world of retail, Costco stands out as a beacon of success, known for its unique business model that prioritizes customer value and loyalty. As an independent insurance agency, Top O' Michigan Insurance Solutions shares many of Costco's winning strategies (even down to the hot dogs). Now, I'm not claiming to be Costco but let's explore how we apply ...
Tags:
- insurance
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- costco
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- community
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- michigan
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- traverse city
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- alpena
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- gaylord
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- petoskey
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- marquette
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- Grayling
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- oscoda
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- Escanaba
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- local
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- client service
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- retention
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- business
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- personal insurance
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- health insurance
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- group benefits
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Hotels
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Insurance
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Loss Control
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Michigan
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Risk Management
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Small Business
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Workers Compensation
2 months, 1 week
ago
Facing rejection from insurers? Discover how savvy hoteliers are finding coverage in a market where "uninsurable" is becoming the norm.
In today's volatile market, many hoteliers are facing a nightmare scenario: insurance companies are increasingly reluctant to provide coverage, leaving properties vulnerable and owners scrambling. If you're hearing "no" more often than "yes" from insurers, you're not alone. Here's how ...
Tags:
- hotel
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- insurance
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- business
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- hotels
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- Motels
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- hospitality
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- checklist
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- insurability
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- crisis
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- business owners
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- cheap insurance
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- best hotel insurance
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- best motel insurance
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- traverse city
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- gaylord
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- alpena
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- petoskey
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- grand rapids
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- lansing
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- detroit
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- tawas
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- west branch
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- mackinaw city
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- Mackinac
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- marquette
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in
Claims
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Cyber Liability
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Data Breach
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Financial
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Insurance
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Loss Control
3 months, 3 weeks
ago
The CrowdStrike Outage: A Wake-Up Call for Cyber Liability Insurance
Tags:
- CrowdStrike
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- cyber
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- insurance
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- Global
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- data
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- cyber liability
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- Security
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- Technology
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- business
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- Loss of Income
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- Services
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- cybersecurity
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Auto Insurance
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Claims
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Financial
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Hotels
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Insurance
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Loss Control
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Michigan
,
Workers Compensation
4 months, 1 week
ago
Wondering why your insurance costs keep climbing? Learn the real reasons behind the price hikes and discover actionable steps to mitigate risks and control costs.
The Perfect Storm: Why are insurance costs rising for hotels?
The hotel insurance market is in crisis. Costs are skyrocketing, coverage is scarce, and hoteliers are struggling to stay afloat. This perfect storm of challenges ...
Tags:
- hospitality
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- michigan
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- hotels
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- insurance
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- Price
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- Increase
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- claims
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- Motels
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- resorts
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- disaster
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- loss
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- liability
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- hotelier
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- coverage
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- affordable insurance
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- challenges
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- success
Posted:
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Auto Insurance
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Financial
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Insurance
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Michigan
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Small Business
1 year, 3 months
ago
Auto insurance can be complex, especially for Michigan residents. With changing laws, various coverage options, and annual assessment fees like the MCCA deficit recoupment fee, understanding the factors influencing auto insurance costs is essential. In this blog post, we will simplify the concept of the deficit recoupment fee and explain how it affects Michigan drivers' auto insurance expenses. We will ...
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Auto Insurance
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Claims
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Homeowners
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Insurance
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Loss
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Loss Control
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Michigan
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Risk Management
2 years, 3 months
ago
While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...
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in
Claims
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Insurance
,
Loss
,
Loss Control
2 years, 6 months
ago
When you’re shopping around for commercial insurance, you’ll likely come across the term waiver of subrogation or subrogation waiver as part of your contract terms. Read ahead to find out what this is, and if you should consider the additional coverage.