Risk Management
Posted:
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Claims
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Commercial Insurance
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Construction
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Insurance
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Loss Control
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Operations
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Risk Management
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Small Business
1 month, 1 week
ago
Choosing the right insurance broker can feel daunting, but it doesn't have to be. If you're unsure what to ask when vetting potential agents, you're not alone. This guide will walk you through key questions you should consider to ensure you're getting the best service for your unique needs.
Tags:
- insurance
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- michigan
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- business
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- alpena
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- hillman
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- gaylord
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- traverse city
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- petoskey
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- detroit
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- Grayling
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- cheap insurance
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- agent
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- Best Insurance
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- checklist
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- insurance claims
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- best insurance agent
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- find an agent
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- kalamazoo
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- mt pleasant
Posted:
in
Commercial Insurance
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Insurance
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Michigan
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Risk Management
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Small Business
1 month, 1 week
ago
Each year, our Top O’ Michigan team works with thousands of individuals and businesses throughout Michigan with respect to their insurance coverage. We are often asked who some of the other insurance agencies are in the area.
Tags:
- Best Insurance
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- michigan
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- traverse city
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- cheap
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- Value
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- Best
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- insurance
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- agent
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- Suttons Bay
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- Cadillac
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- business
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- personal
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- Home
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- auto
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- family
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- life insurance
Posted:
in
Commercial Insurance
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Construction
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Contractors
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Insurance
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Loss Control
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Michigan
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Renters Insurance
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Risk Management
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Surety Bonds
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Workers Compensation
1 month, 3 weeks
ago
As a contractor, securing bonds for large projects can be a significant challenge, especially for younger companies. Recently, we encountered a situation where a client needed a $1.5 million bond but was declined by standard surety underwriters due to their financial position. Ultimately, we were able to secure the Bid Bond with a path to their Performance/Payment Bond should they ...
Posted:
in
Commercial Insurance
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Disability Insurance, Financial, Medical, Health
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Health Insurance
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Insurance
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Operations
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Risk Management
,
Small Business
2 months
ago
In the world of retail, Costco stands out as a beacon of success, known for its unique business model that prioritizes customer value and loyalty. As an independent insurance agency, Top O' Michigan Insurance Solutions shares many of Costco's winning strategies (even down to the hot dogs). Now, I'm not claiming to be Costco but let's explore how we apply ...
Tags:
- insurance
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- costco
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- community
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- michigan
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- traverse city
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- alpena
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- gaylord
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- petoskey
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- marquette
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- Grayling
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- oscoda
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- Escanaba
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- local
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- client service
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- retention
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- business
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- personal insurance
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- health insurance
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- group benefits
Posted:
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Hotels
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Insurance
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Loss Control
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Michigan
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Risk Management
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Small Business
,
Workers Compensation
2 months, 1 week
ago
Facing rejection from insurers? Discover how savvy hoteliers are finding coverage in a market where "uninsurable" is becoming the norm.
In today's volatile market, many hoteliers are facing a nightmare scenario: insurance companies are increasingly reluctant to provide coverage, leaving properties vulnerable and owners scrambling. If you're hearing "no" more often than "yes" from insurers, you're not alone. Here's how ...
Tags:
- hotel
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- insurance
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- business
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- hotels
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- Motels
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- hospitality
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- checklist
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- insurability
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- crisis
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- business owners
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- cheap insurance
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- best hotel insurance
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- best motel insurance
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- traverse city
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- gaylord
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- alpena
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- petoskey
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- grand rapids
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- lansing
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- detroit
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- tawas
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- west branch
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- mackinaw city
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- Mackinac
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- marquette
Posted:
in
Auto Insurance
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Claims
,
Homeowners
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Insurance
,
Loss
,
Loss Control
,
Michigan
,
Risk Management
2 years, 3 months
ago
While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...
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in
Accident
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Auto Insurance
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Loss
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Loss Control
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Michigan
,
Risk Management
2 years, 7 months
ago
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel.
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in
Claims
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Cyber Liability
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Data Breach
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Insurance
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Loss Control
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Risk Management
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Small Business
2 years, 9 months
ago
Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.
Tags:
- cyber
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- data
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- privacy
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- phising
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- cyber criminal
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- liability
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- cybercrime
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- crime
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- cyber liability
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- cyberliability
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- social engineering
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- phish
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- phishing
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- employees
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- business
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- insurance
Posted:
in
Claims
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Cyber Liability
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Data Breach
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Financial
,
Risk Management
2 years, 11 months
ago
Strong passwords can help keep you safe!
We've all been online a lot more recently, whether that is for work, for groceries, or simply to stay connected to friends and family. The Internet makes a lot of things convenient, but it also makes our personal information convenient for cyber crime, too. For good reason, many of us worry about the ...
Posted:
in
Claims
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Home
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Homeowners
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Insurance
,
Risk Management
3 years
ago
Winterize your home and make sure you're covered!
Winter weather is coming, regardless of how much we dream of sunshine and beach days. That's why it's important to make sure all areas of your property are ready for low temps, high winds, and ice and snow accumulation. Below, we've collected a few tips to help fight off damage from brutal ...
