claims
Posted:
1 week, 2 days
ago
If you've driven any stretch of highway recently, you've likely noticed the countless billboards advertising the "largest personal injury attorneys" or touting "record settlements." These flashy signs beg the question: how are these settlements possible on such a massive scale, and what does this mean for the insurance industry—and you?
Tags:
- insurance
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- business
,
- business owner
,
- customer service
,
- Best Insurance
,
- insurance for business
,
- general liability
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- workers compensation
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- claims
,
- service
,
- client
,
- michigan
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- traverse city
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- alpena
,
- petoskey
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- gaylord
,
- marquette
,
- Grayling
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- contractor
,
- construction
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- manufacturing
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- retail
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- store
,
- brewery
,
- social inflation
,
- inflation
Posted:
3 months
ago
It seems just about every new business owner that we've worked with is in a bind with the 1 (or more) of the same 4 problems.
In today's turbulent business environment, insurance has become a major pain point for many companies. As someone deeply entrenched in the industry, I've noticed a recurring pattern of challenges that seem to plague business ...
Tags:
- insurance
,
- business
,
- business owner
,
- customer service
,
- Best Insurance
,
- insurance for business
,
- general liability
,
- workers compensation
,
- claims
,
- service
,
- client
,
- michigan
,
- traverse city
,
- alpena
,
- petoskey
,
- gaylord
,
- marquette
,
- Grayling
,
- contractor
,
- construction
,
- manufacturing
,
- retail
,
- store
,
- brewery
Posted:
in
Auto Insurance
,
Claims
,
Financial
,
Hotels
,
Insurance
,
Loss Control
,
Michigan
,
Workers Compensation
5 months, 2 weeks
ago
Wondering why your insurance costs keep climbing? Learn the real reasons behind the price hikes and discover actionable steps to mitigate risks and control costs.
The Perfect Storm: Why are insurance costs rising for hotels?
The hotel insurance market is in crisis. Costs are skyrocketing, coverage is scarce, and hoteliers are struggling to stay afloat. This perfect storm of challenges ...
Tags:
- hospitality
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- michigan
,
- hotels
,
- insurance
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- Price
,
- Increase
,
- claims
,
- Motels
,
- resorts
,
- disaster
,
- loss
,
- liability
,
- hotelier
,
- coverage
,
- affordable insurance
,
- challenges
,
- success
Posted:
in
Accident
,
Claims
,
Homeowners
,
Insurance
3 years, 3 months
ago
How much liability insurance is enough? $1,000,000 is an awful lot of money, right? That certainly seems that most people would be comfortable with these limits but should they be? Since every individual and business is unique, it can be hard to conceptualize possible scenarios where a large liability loss would occur.
Tags:
- lawsuit
,
- Condo
,
- Home
,
- association
,
- claim
,
- damage
,
- loss
,
- insurance
,
- michigan
,
- weather
,
- catastrophe
,
- auto
,
- workers compensation
,
- liability
,
- business
,
- small business
,
- business owner
,
- what to do
,
- claim management
,
- claims
,
- michigan insurance
,
- traverse city
,
- MI
,
- emergency
,
- emergency response
,
- accident
Posted:
in
Accident
,
Auto Insurance
,
Claims
,
Home
,
Homeowners
,
Insurance
,
Loss
,
Risk Management
,
Small Business
,
Workers Compensation
3 years, 4 months
ago
Experiencing a loss to your property or worse yet, bodily injury or death is a very stressful time. It may be difficult to know what your next steps are after making sure everyone involved is okay or being treated by emergency responders. Here are a few tips to help guide you through a loss and claim process whether it is ...
Tags:
- claim
,
- damage
,
- loss
,
- insurance
,
- michigan
,
- weather
,
- catastrophe
,
- Home
,
- auto
,
- workers compensation
,
- liability
,
- business
,
- small business
,
- business owner
,
- what to do
,
- claim management
,
- claims
,
- michigan insurance
,
- traverse city
,
- MI
,
- emergency
,
- emergency response
,
- accident
Posted:
in
Claims
,
Home
,
Homeowners
,
Loss
,
Risk Management
3 years, 5 months
ago
By now, you are most likely well aware of the rising costs of construction materials. These rising costs have been noted but many individuals and business owners may not be fully considering its implications on insurance policies. According to an Associated Builders and Contactors analysis, lumber prices have risen by 73% since April of 2020. Lumber isn't the only construction material ...
Tags:
- insurance
,
- Flood
,
- water
,
- damage
,
- claims
,
- flood insurance
,
- rain
,
- winter
,
- thaw
,
- freezing
,
- flash flood
,
- flooding
,
- dam
,
- loss
,
- Home
,
- business
,
- michigan
,
- hurricane
,
- storms
,
- storm
,
- alpena
,
- traverse city
,
- gaylord
,
- midland
,
- petoskey
,
- oscoda
,
- lake
,
- river
,
- pond
,
- insurance claim
Posted:
in
Claims
,
Insurance
,
Loss Control
,
OSHA
,
Risk Management
,
Workers Compensation
3 years, 10 months
ago
Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite. Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...
Tags:
- OSHA
,
- OSHAlogs
,
- Compliance
,
- employer
,
- accident
,
- auto dealer
,
- auto repair
,
- auto service
,
- brewery
,
- brewpubs
,
- builder
,
- business
,
- claims
,
- commercial
,
- construction
,
- contractor
,
- coverage
,
- distillery
,
- entrepreneur
,
- employers liability
,
- loss
,
- michigan
,
- michigan insurance
,
- insurance solution
,
- insurance quote
,
- insurance
,
- safety
,
- small business
,
- restaurant
,
- pollution business
,
- winery
,
- workers compensation
,
- work comp
Posted:
4 years, 8 months
ago
Coronavirus Updates - Office Closures and Accessibility
COVID-19 is presenting historic challenges for all citizens of the world and we are here ready to help. While executive actions have been taken to reduce the spread of the virus, we understand that this has directly impacted the individuals and businesses who have placed their trust in Top O' Michigan.
Tags:
- Contact
,
- covid19
,
- COVID
,
- coronavirus
,
- resources
,
- access
,
- insurance
,
- loss control
,
- claims
,
- risk
,
- michigan
Posted:
in
Auto Insurance
,
Claims
,
Financial
,
Health Insurance
,
Michigan
5 years, 6 months
ago
Michigan Lawmakers Pass Auto Insurance Reform Bill
After more than four decades under the current no-fault system, Michigan is about to see major reform for the first time since the No-Fault Automobile Insurance Law took effect in 1973. Last week, Governor Whitmer signed a bill into law that contains a number of sweeping changes to the No Fault Act. While ...
Tags:
- accident
,
- alpena
,
- ann arbor
,
- auto
,
- auto body
,
- auto insurance
,
- auto repair
,
- blog
,
- business insurance
,
- car
,
- claims
,
- client
,
- crash
,
- coverage
,
- detroit
,
- distracted driving
,
- financial
,
- Escanaba
,
- garage
,
- gas
,
- gas station
,
- gaylord
,
- Grayling
,
- great lakes
,
- health
,
- health insurance
,
- hillman
,
- help
,
- income
,
- individual
,
- insurance
,
- insurance quote
,
- insurance solution
,
- insurance sales
,
- iron river
,
- loss control
,
- loss
,
- liability
,
- marquette
,
- michigan insurance
,
- michigan auto
,
- michigan
,
- young drivers
,
- upper peninsula
,
- traverse city
,
- sault st marie
,
- senior citizens
,
- shop
,
- safety
,
- safe driving
,
- risk
,
- risk management
,
- ride sharing
Posted:
in
Accident
,
Claims
,
Insurance
,
Loss
5 years, 9 months
ago
The Dangers of Buying Insurance Only on Price
Insurance is an essential investment that helps by providing critical financial protection in the event of accidents, fire, theft, injury/death and more. The other side of this is that many view it as a pricey investment each year but it is more affordable than paying these costs out of pocket. Depending on ...
