liability
Posted:
in
Auto Insurance
,
Claims
,
Financial
,
Hotels
,
Insurance
,
Loss Control
,
Michigan
,
Workers Compensation
4 months, 2 weeks
ago
Wondering why your insurance costs keep climbing? Learn the real reasons behind the price hikes and discover actionable steps to mitigate risks and control costs.
The Perfect Storm: Why are insurance costs rising for hotels?
The hotel insurance market is in crisis. Costs are skyrocketing, coverage is scarce, and hoteliers are struggling to stay afloat. This perfect storm of challenges ...
Tags:
- hospitality
,
- michigan
,
- hotels
,
- insurance
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- Price
,
- Increase
,
- claims
,
- Motels
,
- resorts
,
- disaster
,
- loss
,
- liability
,
- hotelier
,
- coverage
,
- affordable insurance
,
- challenges
,
- success
Posted:
in
Claims
,
Cyber Liability
,
Data Breach
,
Insurance
,
Loss Control
,
Risk Management
,
Small Business
2 years, 10 months
ago
Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.
Tags:
- cyber
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- data
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- privacy
,
- phising
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- cyber criminal
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- liability
,
- cybercrime
,
- crime
,
- cyber liability
,
- cyberliability
,
- social engineering
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- phish
,
- phishing
,
- employees
,
- business
,
- insurance
Posted:
2 years, 10 months
ago
The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...
Tags:
- insurance
,
- 2022
,
- economy
,
- COVID
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- pandemic
,
- premium
,
- rates
,
- liability
,
- 2020
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- bonds
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- bond
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- auto
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- alpena
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- agriculture
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- agribusiness
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- agent
,
- agency
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- business owner
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- business owners
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- business insurance
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- cannabis
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- covid19
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- government
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- grand rapids
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- hospitality
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- hotel
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- hillman
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- home insurance
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- cyberliability
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- cyber liability
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- group health
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- group benefits
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- general liability
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- gaylord
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- flooding
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- Escanaba
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- employees
,
- employer
,
- employers liability
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- entrepreneur
,
- environment
,
- data breach
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- construction
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- coronavirus
,
- top o michigan
,
- work comp
,
- workplace
,
- small business
,
- spire america
,
- pollution
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- OSHA
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- oscoda
,
- operations
,
- natural disaster
,
- michigan auto
,
- michigan auto insurance
,
- michigan insurance
,
- MI
,
- michigan
Posted:
in
Accident
,
Claims
,
Homeowners
,
Insurance
3 years, 2 months
ago
How much liability insurance is enough? $1,000,000 is an awful lot of money, right? That certainly seems that most people would be comfortable with these limits but should they be? Since every individual and business is unique, it can be hard to conceptualize possible scenarios where a large liability loss would occur.
Tags:
- lawsuit
,
- Condo
,
- Home
,
- association
,
- claim
,
- damage
,
- loss
,
- insurance
,
- michigan
,
- weather
,
- catastrophe
,
- auto
,
- workers compensation
,
- liability
,
- business
,
- small business
,
- business owner
,
- what to do
,
- claim management
,
- claims
,
- michigan insurance
,
- traverse city
,
- MI
,
- emergency
,
- emergency response
,
- accident
Posted:
in
Accident
,
Auto Insurance
,
Claims
,
Home
,
Homeowners
,
Insurance
,
Loss
,
Risk Management
,
Small Business
,
Workers Compensation
3 years, 3 months
ago
Experiencing a loss to your property or worse yet, bodily injury or death is a very stressful time. It may be difficult to know what your next steps are after making sure everyone involved is okay or being treated by emergency responders. Here are a few tips to help guide you through a loss and claim process whether it is ...
Tags:
- claim
,
- damage
,
- loss
,
- insurance
,
- michigan
,
- weather
,
- catastrophe
,
- Home
,
- auto
,
- workers compensation
,
- liability
,
- business
,
- small business
,
- business owner
,
- what to do
,
- claim management
,
- claims
,
- michigan insurance
,
- traverse city
,
- MI
,
- emergency
,
- emergency response
,
- accident
Posted:
in
Claims
,
Data Breach
,
Insurance
,
Small Business
3 years, 8 months
ago
According to the Federal Emergency Management Agency, 40 percent of businesses never reopen after a disaster. Implementing steps to prepare for and respond to disasters can help to reduce loss. In order to protect your business from unavoidable interruptions, it is recommended that you have a plan in place.
Tags:
- business interruption
,
- business income
,
- income
,
- disaster
,
- natural disaster
,
- closure
,
- closed
,
- risk
,
- insurance
,
- revenue
,
- business
,
- business owner
,
- michigan
,
- business insurance
,
- liability
,
- workers compensation
,
- work comp
,
- general liability
,
- property
,
- equipment
,
- contractors
,
- retail
,
- manufacturing
,
- office
,
- store
,
- service
Posted:
in
Claims
,
Cyber Liability
,
Data Breach
,
Insurance
,
Loss Control
,
Small Business
3 years, 9 months
ago
What is social engineering? It is the art of manipulating people in an online environment, encouraging them to divulge—in good faith—sensitive, personal information, such as account numbers, passwords, or banking information. Social engineering can also take the form of the "engineer" requesting the wire transfer of monies to what the victim believes is a financial institution or person, with whom the victim ...
Tags:
- cyber
,
- data
,
- privacy
,
- phising
,
- cyber criminal
,
- liability
,
- cybercrime
,
- crime
,
- cyber liability
,
- cyberliability
,
- MRA
,
- marijuana regulatory agency
,
- social engineering
,
- phish
,
- phishing
,
- employees
,
- business
,
- cannabis
,
- marijuana
,
- hemp
,
- medical
,
- medical marijuana
,
- marihuana
,
- dispensary
,
- insurance
,
- cannabiz
,
- cannabusiness
,
- grow
,
- attestation j
,
- attestation
,
- transport
,
- michigan
,
- mmj
,
- indoor grow facilities
,
- extraction
,
- infused
,
- testing
,
- smoking
,
- provisioning center
,
- flower
,
- cbd
,
- licensing
,
- class a
,
- class b
,
- class c
,
- lessors risk
Posted:
in
Small Business
4 years, 4 months
ago
How can I save money on my business insurance?
Let's face it, most people want value when purchasing something. Whether that is a safe and reliable vehicle at an affordable price, quality craftsmanship in remodeling your home (without breaking the bank) or your business insurance package - quality and price are important.
Tags:
- savings
,
- cheap insurance
,
- save on insurance
,
- business
,
- save
,
- insurance
,
- michigan
,
- traverse city
,
- alpena
,
- detroit
,
- commercial
,
- business insurance
,
- commercial insurance
,
- liability
,
- workers compensation
,
- construction
,
- small business
,
- petoskey
,
- gaylord
,
- Escanaba
,
- iron river
,
- marquette
,
- oscoda
,
- tawas
,
- livonia
,
- grand rapids
,
- clarkston
Posted:
in
Auto Insurance
,
Claims
,
Financial
,
Health Insurance
,
Michigan
5 years, 5 months
ago
Michigan Lawmakers Pass Auto Insurance Reform Bill
After more than four decades under the current no-fault system, Michigan is about to see major reform for the first time since the No-Fault Automobile Insurance Law took effect in 1973. Last week, Governor Whitmer signed a bill into law that contains a number of sweeping changes to the No Fault Act. While ...
Tags:
- accident
,
- alpena
,
- ann arbor
,
- auto
,
- auto body
,
- auto insurance
,
- auto repair
,
- blog
,
- business insurance
,
- car
,
- claims
,
- client
,
- crash
,
- coverage
,
- detroit
,
- distracted driving
,
- financial
,
- Escanaba
,
- garage
,
- gas
,
- gas station
,
- gaylord
,
- Grayling
,
- great lakes
,
- health
,
- health insurance
,
- hillman
,
- help
,
- income
,
- individual
,
- insurance
,
- insurance quote
,
- insurance solution
,
- insurance sales
,
- iron river
,
- loss control
,
- loss
,
- liability
,
- marquette
,
- michigan insurance
,
- michigan auto
,
- michigan
,
- young drivers
,
- upper peninsula
,
- traverse city
,
- sault st marie
,
- senior citizens
,
- shop
,
- safety
,
- safe driving
,
- risk
,
- risk management
,
- ride sharing
Posted:
in
Accident
,
Disability Insurance
,
Financial
,
Health Insurance
,
Insurance
,
Life Insurance
,
Loss
5 years, 6 months
ago
How Much Disability Insurance Do You Need?
May is Disability Insurance Awareness Month which means this is a great time to begin the conversation of how you can protect your ability to earn an income. One third of workers are concerned about becoming sick or disabled and not being able to work - yet only 20% have disability insurance. 2018 Insurance ...
Tags:
- disability insurance
,
- disability
,
- alpena
,
- ann arbor
,
- application
,
- accident
,
- blog
,
- business
,
- children
,
- career
,
- Contact
,
- coverage
,
- Escanaba
,
- financial
,
- family
,
- gaylord
,
- grandparents
,
- friend
,
- Grayling
,
- great lakes
,
- homeowner
,
- hillman
,
- help
,
- health
,
- health insurance
,
- homeowners
,
- insurance
,
- individual
,
- income
,
- insurance quote
,
- insurance sales
,
- iron river
,
- life insurance
,
- liability
,
- Life
,
- insurance solution
,
- lansing
,
- Legal
,
- local
,
- locally sourced
,
- long term care
,
- medical
,
- marriage
,
- married
,
- marquette
,
- love
,
- medicare
,
- medicare advantage
,
- medicare supplement
,
- michigan
,
- mio
,
- northern michigan
,
- oscoda
,
- petoskey
,
- prevention
,
- protection
,
- quote
,
- quote request
,
- retirement
,
- risk management
,
- risk
,
- senior citizens
,
- savings
,
- sault st marie
,
- traverse city
,
- universal life
,
- upper peninsula
,
- workers compensation
,
- work comp
,
- whole life
