Outdoor Adventure Program

This program is designed exclusively for the needs of organizations active in outdoor recreation including:

• Fishing Guides 
• Hunting Guides
• Boat/Canoe Rental
• Hunting Preserves
• Rod and Gun Clubs
• Sportsmen's Clubs
• Rifle and Pistol Ranges
• Archery Ranges
• Wildlife Conservation Clubs 
• Special Events
• And more...

Outfitters and Guides

One of the most important things you do is to make sure your clients enjoy a safe and unique outdoor experience.  However, it is equally as important that your business is properly protected so you're equipped to handle unexpected situations that may cause damage to your property or injury to your clients.  

Because your business is unique, it deserves specialized attention.  It is important to choose an insurance company that understands these needs and can provide the proper coverages for your business.  Top O' Michigan Insurance Solutions is dedicated to providing you with an affordable insurance product designed especially for your needs.  

Coverage Highlights

These critical coverages are available specifically for this program:

• Fishing and Hunting Equipment
• Boats, Motors, Trailers
• Fishing, Hunting, Camping Supplies
• Personal Property of Others
• Business Income
• Property In Transit
• Employee Theft
• Emergency Vacating Expense
• Equipment Breakdown
• General Liability
• Professional Liability - Professional services in teaching gun safety or other courses
• Sports Participant Legal Liability - Covers hunting, shooting, archery if a participant sues (despite having signed a waiver)
• Medical Payments
• Abuse and Molestation
• Employment Practices Liability
• Business Auto
• Not-For-Profit Directors & Officers
• Workers Compensation
• Commercial Umbrella