Blog
Come back often for all the latest insurance news updates.
Posted:
in
Commercial Insurance
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Disability Insurance, Financial, Medical, Health
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Health Insurance
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Insurance
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Operations
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Risk Management
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Small Business
6 months, 2 weeks
ago
In the world of retail, Costco stands out as a beacon of success, known for its unique business model that prioritizes customer value and loyalty. As an independent insurance agency, Top O' Michigan Insurance Solutions shares many of Costco's winning strategies (even down to the hot dogs). Now, I'm not claiming to be Costco but let's explore how we apply ...
Tags:
- insurance
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- costco
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- community
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- michigan
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- traverse city
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- alpena
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- gaylord
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- petoskey
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- marquette
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- Grayling
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- oscoda
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- Escanaba
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- local
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- client service
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- retention
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- business
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- personal insurance
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- health insurance
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- group benefits
Posted:
in
Hotels
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Insurance
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Loss Control
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Michigan
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Risk Management
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Small Business
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Workers Compensation
6 months, 3 weeks
ago
Facing rejection from insurers? Discover how savvy hoteliers are finding coverage in a market where "uninsurable" is becoming the norm.
In today's volatile market, many hoteliers are facing a nightmare scenario: insurance companies are increasingly reluctant to provide coverage, leaving properties vulnerable and owners scrambling. If you're hearing "no" more often than "yes" from insurers, you're not alone. Here's how ...
Tags:
- hotel
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- insurance
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- business
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- hotels
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- Motels
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- hospitality
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- checklist
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- insurability
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- crisis
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- business owners
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- cheap insurance
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- best hotel insurance
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- best motel insurance
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- traverse city
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- gaylord
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- alpena
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- petoskey
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- grand rapids
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- lansing
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- detroit
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- tawas
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- west branch
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- mackinaw city
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- Mackinac
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- marquette
Posted:
6 months, 3 weeks
ago
The Critical Importance of Buy/Sell Agreements for Business Owners: Lessons from a Landmark Supreme Court Ruling
As we observe Life Insurance Awareness Month this September, it's crucial to highlight the significance of Buy/Sell Agreements funded with life insurance for business owners. Before we delve into a recent Supreme Court ruling that has brought renewed attention to this topic, let's explore ...
Tags:
- insurance
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- business
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- small business
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- entrepreneur
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- life insurance
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- government
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- buysell
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- agreement
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- supreme court
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- planning
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- professional review
Posted:
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Claims
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Cyber Liability
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Data Breach
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Financial
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Insurance
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Loss Control
8 months, 1 week
ago
The CrowdStrike Outage: A Wake-Up Call for Cyber Liability Insurance
Tags:
- CrowdStrike
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- cyber
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- insurance
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- Global
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- data
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- cyber liability
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- Security
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- Technology
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- business
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- Loss of Income
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- Services
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- cybersecurity
Posted:
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Auto Insurance
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Claims
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Financial
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Hotels
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Insurance
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Loss Control
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Michigan
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Workers Compensation
8 months, 3 weeks
ago
Wondering why your insurance costs keep climbing? Learn the real reasons behind the price hikes and discover actionable steps to mitigate risks and control costs.
The Perfect Storm: Why are insurance costs rising for hotels?
The hotel insurance market is in crisis. Costs are skyrocketing, coverage is scarce, and hoteliers are struggling to stay afloat. This perfect storm of challenges ...
Tags:
- hospitality
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- michigan
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- hotels
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- insurance
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- Price
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- Increase
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- claims
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- Motels
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- resorts
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- disaster
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- loss
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- liability
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- hotelier
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- coverage
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- affordable insurance
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- challenges
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- success
Posted:
9 months
ago
New Summer Hours
With summer just around the corner, we’re updating our Friday office hours to better serve both you and our team.
Our new Friday hours are 8:00AM to 12:00PM, with limited coverage until 5:00PM for any urgent matters. This will take effect from 6/28/24 through 9/6/24.
As a third generation agency, family has always been extremely important to us and that includes our work family. Part of our Mission Statement reads that we will "give back to our employees..." This temporary schedule change will allow our team to spend more time with their families. This balance of both work and personal time will enable them to serve you with renewed energy.
With this change, our team will still be available to assist you with any urgent matters. Please call 800-686-8664, email us at clientservice@tomia247.com, chat with us online by visiting tomia247.com, or use your Client Connection portal and we will ensure your needs are met promptly.
If you have any questions regarding our summer schedule, please don’t hesitate to reach out.
Tags:
- office
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- hours
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- open
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- schedule
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- local
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- alpena
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- traverse city
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- petoskey
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- gaylord
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- hillman
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- oscoda
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- family
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- work
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- service
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- clients
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- summer
Posted:
in
Auto Insurance
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Financial
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Insurance
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Michigan
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Small Business
1 year, 8 months
ago
Auto insurance can be complex, especially for Michigan residents. With changing laws, various coverage options, and annual assessment fees like the MCCA deficit recoupment fee, understanding the factors influencing auto insurance costs is essential. In this blog post, we will simplify the concept of the deficit recoupment fee and explain how it affects Michigan drivers' auto insurance expenses. We will ...
Posted:
1 year, 11 months
ago
April is Flood Awareness Month – a time to raise awareness of the risks of flooding and how to prepare for them. Floods can cause significant damage to homes and businesses, and it's important to be aware of the risks and take steps to protect yourself. In this blog post, we'll discuss the basics of floods, the importance of flood ...
Posted:
2 years, 3 months
ago
The Time is Finally Here!
We've been long awaiting this opportunity to upgrade our agency's operating system to a more robust, efficient program that will help us bring you better service. We won't bore you with all of the details, but wanted to inform you that this will be taking place from today, until 12/19/22. Some exciting new features you can look forward to include:
- A new and improved mobile app for all of your policy management needs including policy changes, document requests, and simple claim filing.
- The ability to schedule appointments online and meet with your account managers virtually.
- More educational material to help you, your family, and your business stay protected.
- Quicker service for you as a result of our increased efficiency with processing requests.
Please note that during this transition, all of our staff will be undergoing training so that we can hit the ground running without interruption to your insurance needs. As always, we can be reached at 800-686-8664 or by email to ClientService@TOMIA247.com
Posted:
in
Auto Insurance
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Claims
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Homeowners
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Insurance
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Loss
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Loss Control
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Michigan
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Risk Management
2 years, 7 months
ago
While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...
