Blog
Come back often for all the latest insurance news updates.
Posted:
in
Claims
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Vacation
3 years, 4 months
ago
Is your holiday season travel covered?
Holiday travel, and travel in general, has certainly looked different in the past year and a half. Many people have had to cancel some sort of travel plan in their lives, but it seems we've all had to cancel a few more than we'd like recently - at least I know I have. The ...
Posted:
3 years, 4 months
ago
For the past two decades, health costs have increased each year. This happens for a variety of reasons, such as inflation or, say, a global pandemic. With that in mind, employers can bank on prices going up in 2022.
Tags:
- save
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- health insurance
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- employee benefits
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- employee health insurance
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- cheap
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- save money
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- savings
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- medical
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- disability
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- Life
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- insurance
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- michigan
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- alpena
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- traverse city
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- gaylord
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- petoskey
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- marquette
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- Escanaba
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- oscoda
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- detroit
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- business
Posted:
in
Claims
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Home
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Homeowners
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Insurance
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Risk Management
3 years, 4 months
ago
Winterize your home and make sure you're covered!
Winter weather is coming, regardless of how much we dream of sunshine and beach days. That's why it's important to make sure all areas of your property are ready for low temps, high winds, and ice and snow accumulation. Below, we've collected a few tips to help fight off damage from brutal ...
Posted:
in
Accident
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Claims
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Homeowners
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Insurance
3 years, 6 months
ago
How much liability insurance is enough? $1,000,000 is an awful lot of money, right? That certainly seems that most people would be comfortable with these limits but should they be? Since every individual and business is unique, it can be hard to conceptualize possible scenarios where a large liability loss would occur.
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- lawsuit
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- Condo
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- Home
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- association
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- claim
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- damage
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- loss
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- insurance
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- michigan
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- weather
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- catastrophe
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- auto
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- workers compensation
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- liability
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- business
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- small business
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- business owner
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- what to do
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- claim management
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- claims
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- michigan insurance
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- traverse city
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- MI
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- emergency
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- emergency response
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- accident
Posted:
in
Accident
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Auto Insurance
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Claims
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Home
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Homeowners
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Insurance
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Loss
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Risk Management
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Small Business
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Workers Compensation
3 years, 7 months
ago
Experiencing a loss to your property or worse yet, bodily injury or death is a very stressful time. It may be difficult to know what your next steps are after making sure everyone involved is okay or being treated by emergency responders. Here are a few tips to help guide you through a loss and claim process whether it is ...
Tags:
- claim
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- damage
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- loss
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- insurance
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- michigan
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- weather
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- catastrophe
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- Home
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- auto
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- workers compensation
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- liability
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- business
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- small business
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- business owner
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- what to do
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- claim management
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- claims
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- michigan insurance
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- traverse city
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- MI
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- emergency
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- emergency response
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- accident
Posted:
in
Claims
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Home
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Homeowners
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Loss
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Risk Management
3 years, 8 months
ago
By now, you are most likely well aware of the rising costs of construction materials. These rising costs have been noted but many individuals and business owners may not be fully considering its implications on insurance policies. According to an Associated Builders and Contactors analysis, lumber prices have risen by 73% since April of 2020. Lumber isn't the only construction material ...
Tags:
- insurance
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- Flood
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- water
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- damage
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- claims
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- flood insurance
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- rain
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- winter
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- thaw
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- freezing
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- flash flood
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- flooding
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- dam
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- loss
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- Home
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- business
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- michigan
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- hurricane
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- storms
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- storm
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- alpena
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- traverse city
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- gaylord
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- midland
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- petoskey
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- oscoda
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- lake
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- river
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- pond
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- insurance claim
Posted:
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Accident
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Claims
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Insurance
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Loss
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Loss Control
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Michigan
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OSHA
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Risk Management
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Small Business
3 years, 9 months
ago
Recently, I was invited to an 'Active Shooter' training with Iron Fish Distillery led by Deputy Michael Makowski of Grand Traverse County Sheriff's Office. You may be wondering, 'why would we be doing active shooter training in Northern Michigan?'. Active shooter risk is a very unfortunate reality in America which has led many businesses to prepare their teams for crisis ...
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- law enforcement
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- shooter
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- violence
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- gunman
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- work
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- business
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- safety
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- hr
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- human resources
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- michigan
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- iron fish distillery
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- traverse city
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- alpena
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- wisconsin
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- detroit
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- gaylord
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- iron river
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- petoskey
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- prepared
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- evacuation
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- Gun
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- workplace violence
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- Life
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- police
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- emergency response
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- medical
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- protection
Posted:
in
Claims
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Data Breach
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Insurance
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Small Business
4 years
ago
According to the Federal Emergency Management Agency, 40 percent of businesses never reopen after a disaster. Implementing steps to prepare for and respond to disasters can help to reduce loss. In order to protect your business from unavoidable interruptions, it is recommended that you have a plan in place.
Tags:
- business interruption
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- business income
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- income
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- disaster
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- natural disaster
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- closure
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- closed
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- risk
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- insurance
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- revenue
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- business
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- business owner
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- michigan
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- business insurance
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- liability
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- workers compensation
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- work comp
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- general liability
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- property
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- equipment
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- contractors
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- retail
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- manufacturing
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- office
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- store
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- service
Posted:
in
Claims
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Cyber Liability
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Data Breach
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Insurance
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Loss Control
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Small Business
4 years, 1 month
ago
What is social engineering? It is the art of manipulating people in an online environment, encouraging them to divulge—in good faith—sensitive, personal information, such as account numbers, passwords, or banking information. Social engineering can also take the form of the "engineer" requesting the wire transfer of monies to what the victim believes is a financial institution or person, with whom the victim ...
Tags:
- cyber
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- data
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- privacy
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- phising
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- cyber criminal
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- liability
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- cybercrime
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- crime
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- cyber liability
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- cyberliability
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- MRA
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- marijuana regulatory agency
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- social engineering
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- phish
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- phishing
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- employees
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- business
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- cannabis
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- marijuana
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- hemp
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- medical
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- medical marijuana
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- marihuana
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- dispensary
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- insurance
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- cannabiz
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- cannabusiness
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- grow
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- attestation j
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- attestation
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- transport
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- michigan
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- mmj
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- indoor grow facilities
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- extraction
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- infused
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- testing
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- smoking
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- provisioning center
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- flower
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- cbd
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- licensing
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- class a
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- class b
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- class c
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- lessors risk
Posted:
in
Claims
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Insurance
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Loss Control
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OSHA
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Risk Management
,
Workers Compensation
4 years, 1 month
ago
Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite. Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...
Tags:
- OSHA
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- OSHAlogs
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- Compliance
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- employer
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- accident
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- auto dealer
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- auto repair
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- auto service
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- brewery
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- brewpubs
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- builder
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- business
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- claims
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- commercial
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- construction
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- contractor
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- coverage
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- distillery
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- entrepreneur
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- employers liability
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- loss
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- michigan
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- michigan insurance
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- insurance solution
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- insurance quote
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- insurance
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- safety
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- small business
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- restaurant
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- pollution business
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- winery
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- workers compensation
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- work comp