Blog
Come back often for all the latest insurance news updates.
Posted:
in
Auto Insurance
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Michigan
2 years, 8 months
ago
Recently, the Michigan Catastrophic Claims Association (MCCA) unanimously voted to return excess funds back into the pockets of Michigan drivers like yourself. Insurance carriers will be receiving the funds directly from the MCCA on 3/9/22, and have until 5/29/22 to complete the refund process. Below are answers to the most frequently asked questions about this refund, and the process of distribution. ...
Posted:
in
Health Insurance
2 years, 8 months
ago
Water damage is one of the most common causes of insurance claims for homeowners and businesses. At the surface, water is water...right? Unfortunately, burst pipes, backed up drains, flooded basements or a leaking roof will lead one to discover the details of their insurance policy - finding that all water damage is not the same according to the insurance policy ...
Tags:
- water
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- insurance
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- damage
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- claim
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- Flood
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- rain
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- winter
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- storm
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- michigan
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- thaw
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- ice
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- snow
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- melt
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- spring
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- Home
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- business
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- property
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- insurance claim
Posted:
in
Claims
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Cyber Liability
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Data Breach
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Insurance
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Loss Control
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Risk Management
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Small Business
2 years, 10 months
ago
Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.
Tags:
- cyber
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- data
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- privacy
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- phising
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- cyber criminal
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- liability
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- cybercrime
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- crime
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- cyber liability
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- cyberliability
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- social engineering
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- phish
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- phishing
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- employees
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- business
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- insurance
Posted:
2 years, 10 months
ago
The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...
Tags:
- insurance
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- 2022
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- economy
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- COVID
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- pandemic
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- premium
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- rates
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- liability
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- 2020
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- bonds
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- bond
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- auto
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- alpena
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- agriculture
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- agribusiness
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- agent
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- agency
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- business owner
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- business owners
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- business insurance
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- cannabis
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- covid19
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- government
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- grand rapids
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- hospitality
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- hotel
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- hillman
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- home insurance
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- cyberliability
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- cyber liability
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- group health
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- group benefits
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- general liability
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- gaylord
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- flooding
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- Escanaba
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- employees
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- employer
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- employers liability
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- entrepreneur
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- environment
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- data breach
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- construction
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- coronavirus
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- top o michigan
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- work comp
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- workplace
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- small business
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- spire america
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- pollution
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- OSHA
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- oscoda
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- operations
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- natural disaster
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- michigan auto
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- michigan auto insurance
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- michigan insurance
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- MI
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- michigan
Posted:
in
Claims
,
Cyber Liability
,
Data Breach
,
Financial
,
Risk Management
2 years, 11 months
ago
Strong passwords can help keep you safe!
We've all been online a lot more recently, whether that is for work, for groceries, or simply to stay connected to friends and family. The Internet makes a lot of things convenient, but it also makes our personal information convenient for cyber crime, too. For good reason, many of us worry about the ...
Posted:
in
Accident
,
Auto Insurance
,
Claims
2 years, 11 months
ago
Make sure your vehicle is ready for the winter with these tips!
Winter can be a scary time to drive. There’s low temperatures, snow and ice, and holiday traffic, all of which make winter a bit more dangerous for driving. Santa Claus figured out how to safely drive in the snow, and you can too with these helpful tips to ...
Posted:
in
Claims
,
Vacation
3 years
ago
Is your holiday season travel covered?
Holiday travel, and travel in general, has certainly looked different in the past year and a half. Many people have had to cancel some sort of travel plan in their lives, but it seems we've all had to cancel a few more than we'd like recently - at least I know I have. The ...
Posted:
3 years
ago
For the past two decades, health costs have increased each year. This happens for a variety of reasons, such as inflation or, say, a global pandemic. With that in mind, employers can bank on prices going up in 2022.
Tags:
- save
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- health insurance
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- employee benefits
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- employee health insurance
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- cheap
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- save money
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- savings
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- medical
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- disability
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- Life
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- insurance
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- michigan
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- alpena
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- traverse city
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- gaylord
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- petoskey
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- marquette
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- Escanaba
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- oscoda
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- detroit
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- business
Posted:
in
Claims
,
Home
,
Homeowners
,
Insurance
,
Risk Management
3 years
ago
Winterize your home and make sure you're covered!
Winter weather is coming, regardless of how much we dream of sunshine and beach days. That's why it's important to make sure all areas of your property are ready for low temps, high winds, and ice and snow accumulation. Below, we've collected a few tips to help fight off damage from brutal ...
Posted:
in
Accident
,
Claims
,
Homeowners
,
Insurance
3 years, 2 months
ago
How much liability insurance is enough? $1,000,000 is an awful lot of money, right? That certainly seems that most people would be comfortable with these limits but should they be? Since every individual and business is unique, it can be hard to conceptualize possible scenarios where a large liability loss would occur.
Tags:
- lawsuit
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- Condo
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- Home
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- association
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- claim
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- damage
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- loss
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- insurance
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- michigan
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- weather
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- catastrophe
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- auto
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- workers compensation
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- liability
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- business
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- small business
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- business owner
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- what to do
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- claim management
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- claims
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- michigan insurance
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- traverse city
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- MI
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- emergency
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- emergency response
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- accident