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M.C.C.A Refunds & What You Need to Know

Recently, the Michigan Catastrophic Claims Association (MCCA) unanimously voted to return excess funds back into the pockets of Michigan drivers like yourself. Insurance carriers will be receiving the funds directly from the MCCA on 3/9/22, and have until 5/29/22 to complete the refund process. Below are answers to the most frequently asked questions about this refund, and the process of distribution.  ...

What You Need to Know About the Slippery Scenarios of Water Damage and Your Insurance

Water damage is one of the most common causes of insurance claims for homeowners and businesses. At the surface, water is water...right? Unfortunately, burst pipes, backed up drains, flooded basements or a leaking roof will lead one to discover the details of their insurance policy - finding that all water damage is not the same according to the insurance policy ...

What Insurance Buyers Need to Know about the Cyber Liability Outlook

Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.

What Businesses Need to Know About the Insurance Market Outlook for 2022

The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...

Building a Strong Password to Thwart Cyber Crime

Strong passwords can help keep you safe! We've all been online a lot more recently, whether that is for work, for groceries, or simply to stay connected to friends and family. The Internet makes a lot of things convenient, but it also makes our personal information convenient for cyber crime, too. For good reason, many of us worry about the ...

Your Vehicle Gets Cold, Too

Make sure your vehicle is ready for the winter with these tips! Winter can be a scary time to drive. There’s low temperatures, snow and ice, and holiday traffic, all of which make winter a bit more dangerous for driving. Santa Claus figured out how to safely drive in the snow, and you can too with these helpful tips to ...

Holiday Season Means Holiday Travel

Is your holiday season travel covered? Holiday travel, and travel in general, has certainly looked different in the past year and a half. Many people have had to cancel some sort of travel plan in their lives, but it seems we've all had to cancel a few more than we'd like recently - at least I know I have. The ...

5 Strategies for Reducing Health Benefits Costs in 2022

For the past two decades, health costs have increased each year. This happens for a variety of reasons, such as inflation or, say, a global pandemic. With that in mind, employers can bank on prices going up in 2022.

Winter is Coming, Are You Prepared?

Winterize your home and make sure you're covered! Winter weather is coming, regardless of how much we dream of sunshine and beach days. That's why it's important to make sure all areas of your property are ready for low temps, high winds, and ice and snow accumulation. Below, we've collected a few tips to help fight off damage from brutal ...

How Much Liability Insurance Is Enough?

How much liability insurance is enough? $1,000,000 is an awful lot of money, right? That certainly seems that most people would be comfortable with these limits but should they be? Since every individual and business is unique, it can be hard to conceptualize possible scenarios where a large liability loss would occur. 

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